What could you keep
from your home sale?
Sample numbers · Change them to fit your saleHome and loan details
Home loan payoff
The $210,000 starting payoff is fictional. Replace with a lender quote valid through closing, or select the balance estimate. An origination date alone cannot establish payoff.
4.5% is a sample assumption, not a historical lookup. Enter the actual note rate; Freddie Mac historical rates provide market context only. Assumes 360 monthly payments, fixed rate, no missed or extra payments, one payment per completed month since origination. Excludes accrued per-diem interest and lender fees; add these as custom expenses. Use the actual first-payment schedule and lender payoff for final figures.
Plan your sale before you list
These are estimates, not quotes. Agent fees can be negotiated. Add other debts and costs under custom expenses. Taxes assume this year’s bill has not been paid. Use the manual tax amount if it has been paid or your contract calls for a different amount.
Title insurance is auto-set from each sale price using the official Texas basic premium schedule effective March 1, 2026. Special coverage and discounts are not included. For earlier closings, use a title company quote.
Dollar amounts are shown rounded to the nearest dollar. We keep cents in the math, so shown rows may differ from totals by a dollar. Type whole dollars; rates can include decimals.
This demo keeps entries only in this page’s memory. Refreshing resets the worksheet. No client records or uploads are sent or saved.